How To Stay Safe Online

in Life Style

You can shop online with safe and secure way. We are going to tell you some important tips to shop online. Just take a visit and read it carefully. 🙂

 

There are few people who don’t regularly buy certain products online.  With the ease of online shopping, it is a simple process to find the products we want and have them shipped directly to our homes with little to no cost.  It becomes increasingly attractive when we are faced with the inconvenience of driving to the store, parking, dealing with the crowds, and unloading our goods.  Online shopping is a great tool that can help to save time and even money, but there is a right way and a wrong way to do it.  To avoid getting caught in an online shopping scam or being robbed of your money, use the following information whenever you shop online.

 

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Use Famous Websites:

Rather than starting the process with a search engine, start with a website that is familiar.   I have found that I am less often led astray when I use shopping sites that I am familiar with.  I try to listen to my instincts if a site is offering a sale that seems too good to be true.  This doesn’t mean that smaller sites should be avoided, only that bigger sites may have more security and that we should all be choosy when we pick the websites we use to shop.

 

 

Don’t forget the Lock Sign:

I make it a point to never buy goods from a site that doesn’t offer a secure checkout.  These sites have set up purchasing guidelines that allow them to take extra precautions with my credit card information.  Look for an icon of a locked padlock anytime you start the checkout process for any online purchase.  And remember, there is no situation where your credit card information should be given over email.  This is a very effective way for someone to scam you out of your hard earned money.

 

 

Don’t expose your information too much:

Every time I make an online purchase, I make it a point to examine all the information I am required to give out.  My credit card number, billing address, and security code are all pieces of information that I would expect to be asked when making an online purchase.  If a site starts to ask for information such as my social security number or my birthdate, I immediately become wary.  In order to avoid fraudulent situations, I discontinue business with these sites immediately and do my shopping elsewhere.

 

 

Bank statements:

One of the most important steps to stopping fraudulent activity on your credit card is to catch it early.  Make it a point to check over each and every bank statement you receive with any card you use to make an online purchase.  My bank offers online banking, and I use this tool to keep up on my accounts several times throughout the week.  If I do notice a strange charge on one of my accounts, I quickly jump on the phone to my bank or the credit card company to determine what the charge was for and to get as many details as possible.  Most banks will offer a thirty-day period during which you can notify them of any fraudulent or suspicious activity on your cards.

 

 

Strong your passwords:

The problem I have with passwords is that the more detailed they are, the harder they are to remember.  And I listen closely to the warning against writing them down.  So how can I remember my passwords and still create ones that protect my card information?  I pick things that are relevant and important to me.  For example, a mixture of birthdays and anniversaries, or a favorite animal or pet has worked for me in the past.  Try to use information that is relevant to you, but not commonly known by others around you.  And avoid using the same password for all your accounts.

 

 

Don’t use public computer:

Any time I am on a public computer, I avoid making a purchase.  It’s okay to shop online and browse websites, but I would never make a purchase from a public terminal unless I wanted to almost guarantee my account would be hacked.  Even if you are just checking email on a public terminal, make sure you always log out after every use.

 

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